US Senate FCU (USSFCU)

[Mellon]

Anyone a member or have any feedback on this CU and it's credit products? Seems easy to join but not sure its a HP or SP. Rates seem decent

[1GaDawg85]

never heard of them before. I wonder if @M_Smart007 knows!

[Anonymous]

@M_Smart007  there is a pending question for you? We "up for all day" yet?

[M_Smart007]

@Anonymous& @1GaDawg85 

I don't currently hold a seat

To be very honest, I have never heard of them?

[Mr_Mojo_Risin]

---

@Mellon wrote:

Anyone a member or have any feedback on this CU and it's credit products? Seems easy to join but not sure its a HP or SP. Rates seem decent

---

I've never heard of this CU.

Being a senator  I would've thought someone would tell me!!

[Anonymous]

---

@Mellon wrote:

Anyone a member or have any feedback on this CU and it's credit products? Seems easy to join but not sure its a HP or SP. Rates seem decent

---

I'm with the Congressional Federal Credit Union which is located on Capitol Hill.  They have a branch I think it was in Cannon House Bldg down in the basement.    Joined when I was working with a Member of the House of Rep's.   I'm sure they are probably like them.  I joined way back in the late 1990's.  I don't believe they ran chex systems at the time.  I just recently applied for a credit card with them.   They don't like Bk's or collections on your credit report.  I forgot who they pulled it was either EQ or EX.  I'm in GA.  The credit card isn't anything to brag about.  I only applied for it because I was going to close the account down because I rarely use it.  I said if they deny me for the credit card that would be the icing on the cake for me to close the account.  Well they approved me so I kept it open.  lol    

[SouthJamaica]

---

@Mellon wrote:

Anyone a member or have any feedback on this CU and it's credit products? Seems easy to join but not sure its a HP or SP. Rates seem decent

---

Well I just did some research, and learned that

-you can join them expensively through the US Capital Historical Society ($65)

-you can join them cheaply through American Consumer Council -- Virginia Chapter (Free using code USSFCU)

-there's a hard pull for membership

-there's another hard pull for a credit application, even if it's immediately after joining

[blindambition]

---

@Mr_Mojo_Risin wrote:

---

@Mellon wrote:

Anyone a member or have any feedback on this CU and it's credit products? Seems easy to join but not sure its a HP or SP. Rates seem decent

---

I've never heard of this CU.

Being a senator  I would've thought someone would tell me!!

---

Senator of what??? 😂 🤣 😂 

[Anonymous]

They are chex sensitive. If you had 4 to 6 in a year, your chances of getting membership approved is slim. Same goes with UNFCU(soft pull EQ for membership) as well. This is from my experience applying for these CUs early this year. I guess I member of atleast 20 CUs ( lost count!!)

[Mr_Mojo_Risin]

---

@blindambition wrote:

---

@Mr_Mojo_Risin wrote:

---

@Mellon wrote:

Anyone a member or have any feedback on this CU and it's credit products? Seems easy to join but not sure its a HP or SP. Rates seem decent

---

I've never heard of this CU.

Being a senator  I would've thought someone would tell me!!

---

Senator of what??? 😂 🤣 😂 

---

I misspoke. It's senator to be!

Mr Mojo Risin 2022