USAA Personal Loan Approved!

NP27 · ‎12-12-2018

Personal Loan for 10K @ 11% Approved through USAA. I am going to take the 60 month option to have the flexibility of lower payments, but pay it off sooner than that.

My home page shows the account and account number already, but it states to call to "set up account" during normal business hours?

Anyone have this experience?

NP27 · ‎12-12-2018

Instant alert for Experian pull

AverageJoesCredit · ‎12-12-2018

Congrats

NP27 · ‎12-12-2018

Instant approval

NP27 · ‎12-12-2018

Thanks!!

Anonymous · ‎12-12-2018

POI required? FICO scores? Congrats on the loan! Just in time for Santa.

NP27 · ‎12-12-2018

@Anonymous wrote:
POI required? FICO scores? Congrats on the loan! Just in time for Santa.

No POI, high income. They pulled EX 675. Instant approval. Have rate advantage platinum visa for 3 years and insurance products through them as well. Not sure if that matters, prob not.

19eighty5 · ‎12-13-2018

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

NP27 · ‎12-13-2018

@19eighty5 wrote:
Congratulations on your approval!

Thanks!

Called today to set up my loan. Funds will be deposited into my USAA checking within the next 24 hours. Really streamlined process. Very happy I chose them for this.

AverageJoesCredit · ‎12-13-2018

Ive heard relationship with them helps.