Myfico is around 5:50 on Experian I don't know what it is on Equifax, but I know it can't be much higher than that, if any. I also still have some collections to deal with on my credit as well.
Day before yesterday I was approved for two lines along with my phone which was an expensive phone, the other one was free, and a bill to account of $450.
My niece was approved with worse credit than me for 3 Lines and the same BTA.
The only thing I will add as we both had decent payment history on some things. Her and her husband have a vehicle loan with constant payment history and I have two credit cards with good payment history.
I just thought I would update because I was expecting to be required to pay a $400 deposit and it surprised me when this happened.
