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Was thinking about the Wells Fargo Greenhouse $50 promotion for 7 qualified transactions. Originally it was $150 for 5 but I don’t know if my zipcode was accepting accounts at the time and I didn’t know about it back then.
7 transactions seems to be a lot of trouble for $50 and I was waiting hoping to see if there were any promotional changes. From my perspective, a bank has to offer something worthwhile in return for my deposits, and just because a bank has a large number of branches an atm’s, they need to offer competitive interest and/or promotions as well. These days other banks include unlimited atm rebates and the like making branch banking unnecessary. Other Wells Fargo promotions require minimum balances so I haven’t seen it worthwhile.
Wells Fargo had a fire at their server farm facility. Glad I didn’t open an account at this time. Doesn’t seem like it is a good match based on existing promotion and reliability of their systems. They need to get their act together. https://web.saintpaulchamber.com/Banks/Wells-Fargo-Bank-Shoreview-Operations-6024
I have an account with Wells Fargo and missing a couple deposits right now. It's not worth the headache for 50 bucks.
No I don’t believe Wells Fargo was covering it up. They are a large corporation with multiple systems. Reliability is a factor when dealing with customers however. Every major business has had an information technology failure. Banks, airlines, ecommerce and so on and so forth and it is always fixed and corrected. Wells Fargo has had a lot of personnel changes and so it seems like they lost their focus for now till changes are implemented. Wells Fargo’s outages haven’t been as bad as some others. But between Wells Fargo and Chase for instance, Chase’s IT infrastructure seems to be superior in terms of reliability.