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Take a look at my line up in my siggy.
If you had my set up, what CU do you feel I should have in there that I am missing?
If your recommendation is part of a geofence, please let me know
IMO this is approaching it backwards. You are trying to find a lender and then justify products instead of finding the products that fit your spend (if you even need any more) and working from there. Just because I think a certain lender is great doesn't mean any of their products would be best for you. I understand some people just like to "collect" cards/lenders but in the current enviornment credit seeking just for the sake of it is probably not a great idea.
@kdm31091 wrote:IMO this is approaching it backwards. You are trying to find a lender and then justify products instead of finding the products that fit your spend (if you even need any more) and working from there. Just because I think a certain lender is great doesn't mean any of their products would be best for you. I understand some people just like to "collect" cards/lenders but in the current enviornment credit seeking just for the sake of it is probably not a great idea.
Just starting a conversation - not really actively looking for a new CU right now - just wanted to see what some MF'ers thoughts were.
I would add PSECU to the list. I have their founders card (alumni version). Its a 2% card with a fairly low interest rate. (They have another card with no rewards with a lower rate too).
You can be anywhere in the country to join (that does change at times) if you donate $20 to a certain charity.
They have been pretty good about providing rewards to their members at the end of the year too. They did not this year but usually its between 5-10 extra at the beginning of the year.
@Roger1071549 wrote:I would add PSECU to the list. I have their founders card (alumni version). Its a 2% card with a fairly low interest rate. (They have another card with no rewards with a lower rate too).
You can be anywhere in the country to join (that does change at times) if you donate $20 to a certain charity.
They have been pretty good about providing rewards to their members at the end of the year too. They did not this year but usually its between 5-10 extra at the beginning of the year.
Thanks, and I like this part " if you donate $20 to a certain charity. "
More CUs should do that if they don't already
DCU great rates, 6.17% on the first 1k in savings.
No frills Visa with super low rate. Killer refi rates on Auto.
Another vote for DCU.
@Mv350 wrote:DCU great rates, 6.17% on the first 1k in savings.
No frills Visa with super low rate. Killer refi rates on Auto.
DCU savings is definitely the best hidden gem along with the free EQ 5 score. Just wish it was more than 1K maximum, but of course there's a reason for that.
@Mv350 wrote:DCU great rates, 6.17% on the first 1k in savings.
No frills Visa with super low rate. Killer refi rates on Auto.
I would also recommend DCU. Site and apps easy to work with. Great rates. I wouldn't recommend if you like to call about accounts. Hold times are excessive and ridiculous... That's without current pandemic issues.
I'm not one who calls much though.