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What credit union or bank pulls transunion for line of credit

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Quame15
Contributor

What credit union or bank pulls transunion for line of credit

Im looking for a credit union or bank that pulls transunion for line of credit or personal loan as of now I have 20k out of 105k on my utilization 0 baddies on transunion and on equifax I'm working on 2 baddies and equifax working on 1 so... with that being said I have 6 inquires on transunion... looking maybe to pay everything off with line of credit to pay back with less interest and not have my accounts shut down maybe 25k on line of credit or personal loan... a little bit about my profile:
100% on time payments
20 something % utilization
6years 6months aaoa

Amex $97 out of 1000 open 12/18
Cap1 terminated AU 0 out 27000 05/15

Cap1 167 out of 750 open 01/17 paid to 96 not reported yet

Cornerstone ffcu 738 out of 1000 got this joint account for the wife last month so she can start back building after bankruptcy discharges a year ago 12/19

Discover 5k out of 20k open 12/18

Huntington 800 out of 4500 open12/18

Jpmcb chase freedom unlimited 800 out of 3300 open 01/19

Navy cash 11500 out of 34000 open 11/2017 reported yesterday

Navy flag 3000 out of 16500 open 08/2019

Sears AU 0 out of 2k open 06/1970
Credit score on credit karma670
On experian was 710 I know I took a 50 point drop navy reported 26k out of 34k just report at 11.5 for only 8 point boost
10 REPLIES 10
Anonymous
Not applicable

Re: What credit union or bank pulls transunion for line of credit

What state are you in? Here in California we have a credit union called Safe Credit Union. They pull TU
Message 2 of 11
Quame15
Contributor

Re: What credit union or bank pulls transunion for line of credit

Michigan
Message 3 of 11
spiritcraft1
Valued Contributor

Re: What credit union or bank pulls transunion for line of credit

These are CU's that supposedly have an "in"  aside from geography.    

 

This spreadsheet may be helpful in finding some CU's that pull whatever...

https://docs.google.com/spreadsheets/d/1ncvRL8KnnBrcAU2IjjhyYGqapkZydOttdjqT0r9dKIk/edit#gid=2099169... 


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 4 of 11
Quame15
Contributor

Re: What credit union or bank pulls transunion for line of credit

How do I know which are in Michigan or can u name a few that are here other than great lakes cu
Message 5 of 11
Quame15
Contributor

Re: What credit union or bank pulls transunion for line of credit

Great Lakes credit union is not located in michigan
Message 6 of 11
spiritcraft1
Valued Contributor

Re: What credit union or bank pulls transunion for line of credit


@Quame15 wrote:
Great Lakes credit union is not located in michigan

I was thinking of Lake Michigan CU, no info on them.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 7 of 11
SFLSpotter9210
Valued Contributor

Re: What credit union or bank pulls transunion for line of credit

Why don’t you look into NFCU? Looks like you got some history there already. You may even be able to app for the platinum card.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 10,000 | Discover 17,000 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=757 | EX=760 | TU=771scores and CL current as of 08/22/22 AAoA years 6 months | AoOA=18yrs
Message 8 of 11
randomguy1
Valued Contributor

Re: What credit union or bank pulls transunion for line of credit

Alliant. 

Message 9 of 11
Anonymous
Not applicable

Re: What credit union or bank pulls transunion for line of credit

When I was looking for a credit union for my auto loan I googled “largest credit union in ***my state***”
Several sites came up that maintain list sorted by assets or customers. Which is what I was looking for.
Message 10 of 11
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