@Revelate wrote:
Don’t contact them, just make a lump sum and leave it.
Federal student loans when I looked into it a few years back were totally up for playing reindeer games. With the term on most of them they totally smash any SSL available on the market.
Let it ride for now then once interest starts accruing just pay it aggressively and see what it does... if it doesn’t work you can pay it off and then go pull the SSL trick.
I would have loved to have a Fed SL on my report to do this with but wasn’t in the cards and I have a mortgage. Then again if I need the financial hedge that is having a paid off mortgage, totally going to see if I can do it and if so just leave $20 on it for as long as possible.
Definitley sounds like a plan, I wouldn't mind paying like $2.00 for 5 years.