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Wheelhouse credit union - San Diego
Any data points or thoughts on this credit union?
Lol @woodyman100 you are bored arent you .. Never even heard of this CU so many of them.. Limits only go up to 20k so figure they are probably smalller or more conservative of a CU?
I am looking for a card with a bonus now that i still can get that i havent gotten or willing to approve my credit seeking behavior while this pademic is still around as alot of lenders are alot tighter other then CU's.. I need to spend about 4k in next two months so figured was a good time and searching myself, but for a bonus of at least 150+!
@CreditCuriosity wrote:Lol @woodyman100 you are bored arent you .. Never even heard of this CU so many of them.. Limits only go up to 20k so figure they are probably smalller or more conservative of a CU?
I am looking for a card with a bonus now that i still can get that i havent gotten or willing to approve my credit seeking behavior while this pademic is still around as alot of lenders are alot tighter other then CU's.. I need to spend about 4k in next two months so figured was a good time and searching myself, but for a bonus of at least 150+!
Yeah, I'm just trying to scratch an itch. @12njoy and I are in the same boat as we have pretty much milked the whole herd.🥴
I signed up for a membership at the San Diego Zoo to join several months ago and let it sit with $10.
I apped yesterday and it went pending.
After I made this post a nice lady called and asked why I needed a credit card from them.
Before I could answer she said "Do you just want a credit card from us too"? 😂
I said "Yup" and she chuckled. We discussed a refi for both my vehicles. Will shave 1 1/2 pts off the int rate.
Had a lovely conversation. She was exceptionally nice.
We will wait to see what underwriting says. I'm not holding out hope, but I made a new friend in San Diego😂
@woodyman100 wrote:
@CreditCuriosity wrote:Lol @woodyman100 you are bored arent you .. Never even heard of this CU so many of them.. Limits only go up to 20k so figure they are probably smalller or more conservative of a CU?
I am looking for a card with a bonus now that i still can get that i havent gotten or willing to approve my credit seeking behavior while this pademic is still around as alot of lenders are alot tighter other then CU's.. I need to spend about 4k in next two months so figured was a good time and searching myself, but for a bonus of at least 150+!
Yeah, I'm just trying to scratch an itch. @12njoy and I are in the same boat as we have pretty much milked the whole herd.🥴
I signed up for a membership at the San Diego Zoo to join several months ago and let it sit with $10.
I apped yesterday and it went pending.
After I made this post a nice lady called and asked why I needed a credit card from them.
Before I could answer she said "Do you just want a credit card from us too"? 😂I said "Yup" and she chuckled. We discussed a refi for both my vehicles. Will shave 1 1/2 pts off the int rate.
Had a lovely conversation. She was exceptionally nice.
We will wait to see what underwriting says. I'm not holding out hope, but I made a new friend in San Diego😂
You've got that right woodyman. Not much left in the barn for me.
@woodyman100 wrote:
@CreditCuriosity wrote:Lol @woodyman100 you are bored arent you .. Never even heard of this CU so many of them.. Limits only go up to 20k so figure they are probably smalller or more conservative of a CU?
I am looking for a card with a bonus now that i still can get that i havent gotten or willing to approve my credit seeking behavior while this pademic is still around as alot of lenders are alot tighter other then CU's.. I need to spend about 4k in next two months so figured was a good time and searching myself, but for a bonus of at least 150+!
Yeah, I'm just trying to scratch an itch. @12njoy and I are in the same boat as we have pretty much milked the whole herd.🥴
I signed up for a membership at the San Diego Zoo to join several months ago and let it sit with $10.
I apped yesterday and it went pending.
After I made this post a nice lady called and asked why I needed a credit card from them.
Before I could answer she said "Do you just want a credit card from us too"? 😂I said "Yup" and she chuckled. We discussed a refi for both my vehicles. Will shave 1 1/2 pts off the int rate.
Had a lovely conversation. She was exceptionally nice.
We will wait to see what underwriting says. I'm not holding out hope, but I made a new friend in San Diego😂
lol obviously she had your Credit report in front of her and she was no dummy lol.. let me know how it turns out as might pique my interest also who did they pull for CC also did they pull for membership
@CreditCuriosity wrote:
@woodyman100 wrote:
@CreditCuriosity wrote:Lol @woodyman100 you are bored arent you .. Never even heard of this CU so many of them.. Limits only go up to 20k so figure they are probably smalller or more conservative of a CU?
I am looking for a card with a bonus now that i still can get that i havent gotten or willing to approve my credit seeking behavior while this pademic is still around as alot of lenders are alot tighter other then CU's.. I need to spend about 4k in next two months so figured was a good time and searching myself, but for a bonus of at least 150+!
Yeah, I'm just trying to scratch an itch. @12njoy and I are in the same boat as we have pretty much milked the whole herd.🥴
I signed up for a membership at the San Diego Zoo to join several months ago and let it sit with $10.
I apped yesterday and it went pending.
After I made this post a nice lady called and asked why I needed a credit card from them.
Before I could answer she said "Do you just want a credit card from us too"? 😂I said "Yup" and she chuckled. We discussed a refi for both my vehicles. Will shave 1 1/2 pts off the int rate.
Had a lovely conversation. She was exceptionally nice.
We will wait to see what underwriting says. I'm not holding out hope, but I made a new friend in San Diego😂
lol obviously she had your Credit report in front of her and she was no dummy lol.. let me know how it turns out as might pique my interest also who did they pull for CC also did they pull for membership
For me it was a SP on Experian in May to join. YMMV
HP on Ex for the CC app.
@woodyman100 wrote:
@CreditCuriosity wrote:
@woodyman100 wrote:
@CreditCuriosity wrote:Lol @woodyman100 you are bored arent you .. Never even heard of this CU so many of them.. Limits only go up to 20k so figure they are probably smalller or more conservative of a CU?
I am looking for a card with a bonus now that i still can get that i havent gotten or willing to approve my credit seeking behavior while this pademic is still around as alot of lenders are alot tighter other then CU's.. I need to spend about 4k in next two months so figured was a good time and searching myself, but for a bonus of at least 150+!
Yeah, I'm just trying to scratch an itch. @12njoy and I are in the same boat as we have pretty much milked the whole herd.🥴
I signed up for a membership at the San Diego Zoo to join several months ago and let it sit with $10.
I apped yesterday and it went pending.
After I made this post a nice lady called and asked why I needed a credit card from them.
Before I could answer she said "Do you just want a credit card from us too"? 😂I said "Yup" and she chuckled. We discussed a refi for both my vehicles. Will shave 1 1/2 pts off the int rate.
Had a lovely conversation. She was exceptionally nice.
We will wait to see what underwriting says. I'm not holding out hope, but I made a new friend in San Diego😂
lol obviously she had your Credit report in front of her and she was no dummy lol.. let me know how it turns out as might pique my interest also who did they pull for CC also did they pull for membership
For me it was a SP on Experian in May to join. YMMV
HP on Ex for the CC app.
Declined. I might go ahead and put more money 💰 in this account and keep it though.
The lady was very nice. Who knows, might get a preapproval down the line.
I'll give it 2 years