Just looking for some advice on how soon i should apply for a navy federal cloc? I currently only have there secured card with them and have had if for about a month. My credit scores are fairly close to 625 across all 3 bureaus and i have a few lates over 2 years ago. I also currently have a student loan in collections that i am doing the forgiveness program on.
Let me know what you think! Also how soon should i wait to apply for a unsecured card with them?
