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DCU offers 5% on the first 1000 saved. So i would recommend putting 1000 into DCU regardless.
wrote:
I am currently a member of the following CUs, one of which is pending verification.
DCU
ALLIANT
NAVY FED
PENFED
Which one would you recommend for keeping a savings account? Currently I have it with PenFed but a little peeved they denied me for a CC so thinking about switching. Thank you!
Other than leaving $1000 in DCU for 5%, I would say none. They're just not competitive on savings rates right now.
Patelco money market is currently 3% on first $0-2000, and 2% on $2000-5000
wrote:
I am currently a member of the following CUs, one of which is pending verification.
DCU
ALLIANT
NAVY FED
PENFED
Which one would you recommend for keeping a savings account? Currently I have it with PenFed but a little peeved they denied me for a CC so thinking about switching. Thank you!
The interest rate at Alliant is much higher than the other 3.
I use CIT Bank Savings also have A 5K cd WITH Robins federal at 2.5
@Anonymouswrote:
I am currently a member of the following CUs, one of which is pending verification.
DCU
ALLIANT
NAVY FED
PENFED
Which one would you recommend for keeping a savings account? Currently I have it with PenFed but a little peeved they denied me for a CC so thinking about switching. Thank you!
Alliant has better rates than NFCU and PenFed.
I use alliant for my savings account the rates are pretty good at 1.45 % probably not the very best out there , but they are much better than brick and mortar banks like BOA , WF , or chase where you won't find rates above .05% I believe.
DCU has a much better rate for the first $1k; Alliant isn't a bad rate compared to the other two.
Although not a true savings, Navy does have a 15 month certificate right now over 2% with a low starting deposit