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Which Debts to Pay Off / Pay Down First from a Lump Sum of Money?

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Re: Which Debts to Pay Off / Pay Down First from a Lump Sum of Money?


@CreditGuyInDixie wrote:

The cards you list in your initial post are your only cards -- is that right?

 

If so, then you should get a huge scoring bump, much more than 48 points.  Your goal should be to have all cards reporting $0 except one, with the remaining card reporting a small positive balance.


Yes, those are my only cards. I had a Jared jewelery card with a $7,500 limit and no balance but it was automatically closed by them due to inactivity Smiley Mad

 

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