Agreed. I am in the process of moving to USBank for my primary banking, from Wells
I opened a checking but was denied for a CC since I opened 3 items in April. New car, 2 new CC
i did just get a Saving opened with them as well, 4% MM account.
will start running direct deposits starting next Monday and will wait for Feb/March 2020 before apping for Loc and CC
they specifically stated recent accounts as the reason for denial of CC ( I called them to recon).