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I wanted to open a checkin account with penfed that will be used regularly. I have joined and opened a Savings account with them few months ago for which they did a HP. Will they do another HP now if i wish to open a checkin account with them, it will be only a checkin account without the CLOC(Checking line of credit).
No, the HP actually was for membership not for your savings, once you're a member you can open more banking accounts without HPs, additional HPs only if you apply for credit. You are aware the checking account has a $5 monthly fee unless you have daily balance or direct deposit of $500 or more?