how much do you have saved?

SantaMar · ‎03-12-2013

i apologize in advance for being intrusive but im curious as to the liquididty of the forum members. we all use credit to our advantage, but what do you have liquid? i guess im always concerned about emergency/savings, what ifs?, x factors bla bla....i know there are people who have zero saved because they just bought a 280k house. im sure there are people who have 30k cash under a mattress but live in a basement?

seriously, minus credit availability, anonomously disclose your financial profile.....age? married or single? own or rent? liquid savings? retirement? equity in home?

im 33, have over 50k in equity in my first house, (we owe 170 and house appraised for over 230k)...my wife and i have a combined savings of almost 50k. i make 45k a year, and she makes 70k a year.

dodfire · ‎03-12-2013

I have $3.6M saved...this year alone.

Seriously??

Come here I will give you a pat on the back....good job!!!

*8/10/13

jsickz32 · ‎03-12-2013

Do you also want our SS#?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

dodfire · ‎03-12-2013

@jsickz32 wrote:
Do you also want our SS#?

LOL you go first!!!

*8/10/13

Joteism · ‎03-12-2013

The first 6 digits will suffice for now. But please do include your mother's maiden name.

Duncanrr · ‎03-12-2013

6 months of bills and typical spending in savings. The rest in other things.

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SantaMar · ‎03-12-2013

This entire forum is dedicated to borrowing power. People disclose available credit, savings prior to closing on a house, asking price for properties, refi for car notes... Just a question

Joteism · ‎03-12-2013

I actually didn't mind your question at all. I'm just cranky in the mornings.

I'm 27, single (all female NFCU members may apply [you really don't even need to look good/guy in a wig??]), I make $60k/yr, $10k in savings, $35k in 401k.

llecs · ‎03-12-2013

...haven't saved enough. Saved 35% of gross for years. Blew it on a biz purchase two yrs ago and building that after taking a big pay cut. Will turn around one day. Bought a home at the same time. Equity now around 20% of the home value at the time of the appraisal. Saving once again and have about 7 months of savings in 401(k) and other investments, aside from the business.

HiLine · ‎03-12-2013

How do you define saving? Do the stocks and bonds I own count toward my saving?

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