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ledger/register discrepancies? Does it bug you?

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EAT_SLEEP_JEEP
Valued Contributor

ledger/register discrepancies? Does it bug you?

Anyone else obsess needlessly over their ledger or register being off, even if its just .01 cent and in your favor? Smiley Happy

 

I don't have a set day that I do it but occasionally usually after I pay several of our cards balances as the statements cut I will go back and "run the numbers" again verifying what came in minus what has or is planned to go out this week to make sure it matches whats in our book.Well this morning I ended up .01 cent richer than I thought. Now the decision do I just correct and move on or is it going to bug me so much that I end up going back through the last couple months to find it .

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Message 1 of 12
11 REPLIES 11
SouthJamaica
Mega Contributor

Re: ledger/register discrepancies? Does it bug you?


@EAT_SLEEP_JEEP wrote:

Anyone else obsess needlessly over their ledger or register being off, even if its just .01 cent and in your favor? Smiley Happy

 

I don't have a set day that I do it but occasionally usually after I pay several of our cards balances as the statements cut I will go back and "run the numbers" again verifying what came in minus what has or is planned to go out this week to make sure it matches whats in our book.Well this morning I ended up .01 cent richer than I thought. Now the decision do I just correct and move on or is it going to bug me so much that I end up going back through the last couple months to find it .


Yeah, whenever things don't balance I find it hard to rest until I find the reason why. I would say it's an illness, or at least a disorder Smiley Happy


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 2 of 12
markbeiser
Established Contributor

Re: ledger/register discrepancies? Does it bug you?


@SouthJamaica wrote:


Yeah, whenever things don't balance I find it hard to rest until I find the reason why. I would say it's an illness, or at least a disorder Smiley Happy


Can an obsession over something being orderly really be a disorder?🤔

Back to gardening until Late February 2025.

Current FICO8:
Message 3 of 12
JoeRockhead
Senior Contributor

Re: ledger/register discrepancies? Does it bug you?

IDK @EAT_SLEEP_JEEP maybe consider changing your user name to Ebenezer.... you know, just for the holiday season Smiley Very Happy

 

It bugs me too but I find that the older I get, the less ambition I have in chasing such things down. 

Message 4 of 12
EAT_SLEEP_JEEP
Valued Contributor

Re: ledger/register discrepancies? Does it bug you?


@JoeRockhead wrote:

IDK @EAT_SLEEP_JEEP maybe consider changing your user name to Ebenezer.... you know, just for the holiday season Smiley Very Happy

 

It bugs me too but I find that the older I get, the less ambition I have in chasing such things down. 


You do have a point on having less ambition the older I get to waste much time on it lol. I just marked it out and wrote in the correct balance rather than spend the morning chasing it down but I guess I just sorta scold myself some that way reminding me that I have to pay close attention to the details.

 

In my earlier years I just worked in large round numbers , close enough's and wishes.  That mixed with just didn't care or whatever it was that possessed me then costed me a lot and caused a lot of grief so i figure I got to make up for lost time . Smiley LOL

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ FNBO FORDPASS REWARDS $1000/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 5 of 12
Kforce
Valued Contributor

Re: ledger/register discrepancies? Does it bug you?

Have spent way too much time a few times with this.

Have to know where the error is.

No just  changing the balance for me ...

99+% it is my mistake     Smiley LOL

Should just except, and move on,  but I can't.

 

 

Message 6 of 12
DSTforlife
Regular Contributor

Re: ledger/register discrepancies? Does it bug you?

y'all make me feel like a slacker....LOL  twice a month, i go through my checking account and check off the debits and credits.  since i put all of my daily spend on a credit card, the only things rolling though my account are bill payments and preset savings transfers.  if the credits and debits are as expected, i just roll with whatever the balance says as that is what my disposable spending balance is.

 

Message 7 of 12
ChargedUp
Senior Contributor

Re: ledger/register discrepancies? Does it bug you?

The few of times this has happened to me it came from ham fisting the calculator. Usually I end up with more money than I thought I had thankfully.

Message 8 of 12
Junejer
Moderator Emeritus

Re: ledger/register discrepancies? Does it bug you?


@EAT_SLEEP_JEEP wrote:

Anyone else obsess needlessly over their ledger or register being off, even if its just .01 cent and in your favor? Smiley Happy

 

I don't have a set day that I do it but occasionally usually after I pay several of our cards balances as the statements cut I will go back and "run the numbers" again verifying what came in minus what has or is planned to go out this week to make sure it matches whats in our book.Well this morning I ended up .01 cent richer than I thought. Now the decision do I just correct and move on or is it going to bug me so much that I end up going back through the last couple months to find it .


It bothers me to no end AND I go back to where I know the balance was correct and redo everything. I'm learning to use a calculator, because usually the errors occur when I do head math.







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Message 9 of 12
K-in-Boston
Credit Mentor

Re: ledger/register discrepancies? Does it bug you?


@EAT_SLEEP_JEEP wrote:

Anyone else obsess needlessly over their ledger or register being off, even if its just .01 cent and in your favor? Smiley Happy

 


I don't stress as much about it as I used to, because 100% of the time it's Amex reducing my scheduled payment amount because a credit hit between statement closing (and me scheduling the payment for a future date immediately after it closes) and the actual payment date, and they do not allow payments for more than a card's current balance.

 

What does annoy me is that some financial institutions are quite slow to actually pull payments when scheduled (hi PenFed!), and since I schedule payments in clusters and use Excel for my checking registers I am constantly having to cut and paste entries down to future dates as a result to get the balance column right.

Message 10 of 12
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