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For some reason I can't reply to this thread but it is relevant to me, so I'd like to ask:
My Discover category this month is Paypal. I don't understand why anything in there would be considered manufactured spend if that's literally what the category is? Paypal is a money "storage" and payment processor gateway for online ordering. Paypal doesn't offer any services beyond that?
I understand you guys are talking about funding a bank account with it, but I'm just talking about funding Paypal, lol.
So if I wanted to cap out this month, I could just fund my paypal wallet with my discover card and receive 5% cash back?
I'm not sure that would work. You have to make a purchase using PayPal as the payment method.
@Azza wrote:For some reason I can't reply to this thread but it is relevant to me, so I'd like to ask:
My Discover category this month is Paypal. I don't understand why anything in there would be considered manufactured spend if that's literally what the category is? Paypal is a money "storage" and payment processor gateway for online ordering. Paypal doesn't offer any services beyond that?
I understand you guys are talking about funding a bank account with it, but I'm just talking about funding Paypal, lol.
So if I wanted to cap out this month, I could just fund my paypal wallet with my discover card and receive 5% cash back?
That would not be considered MS (topic not allowed here), but it would be considered a cash advance, and as such, subject to a cash advance fee and interest. It might also make your lender think you're quite desperate for cash.
Find a better way.
@Remedios wrote:
@Azza wrote:For some reason I can't reply to this thread but it is relevant to me, so I'd like to ask:
My Discover category this month is Paypal. I don't understand why anything in there would be considered manufactured spend if that's literally what the category is? Paypal is a money "storage" and payment processor gateway for online ordering. Paypal doesn't offer any services beyond that?
I understand you guys are talking about funding a bank account with it, but I'm just talking about funding Paypal, lol.
So if I wanted to cap out this month, I could just fund my paypal wallet with my discover card and receive 5% cash back?
That would not be considered MS (topic not allowed here), but it would be considered a cash advance, and as such, subject to a cash advance fee and interest. It might also make your lender think you're quite desperate for cash.
Find a better way.
Yes, funding PayPal Wallet cash balance with a credit card would be a cash advance, which is why PayPal doesn't allow it. You can only fund PP Wallet with a transfer from a linked, verified bank account.
Then what do you do to get it, just buy something through PayPal with the Discover? Isn't that funderrrr... Ok. So it's about *how* it's done. Got it.