OK Asset got deleted last night which leaves me with Arrow and I am going through the same thing with them that I went through with Asset, so I am going to persue Arrow the same way I did Asset, file complaints. Done with that.
Now, I have 9 negative accounts left to deal with. Instead of going after multiples at a time, I am going to do 1x1.
There is one that I know for a fact that I can't do anything about and that is a repo from GMAC where I was a cosginer and the other person let it go in 06. They still have the account, it is still within SOL so I am LEAVING IT ALONE for now.
Other then that I have
2 Cap one accts that are CO, I know they won't work wth me and will drop in 09 (has balances)
Applied Bank CO DOFD 4/03 (has balances)
1st Premier CO DOFD 7/03 (0 balances)
2 Households both CO with DOFD on both 8/03 (0 balances) transered/sold/paid ( on another report it shows paid after CO with a DOLA not a DOFD for both accounts).
Open accounts:
2 HSBC's opened 11/06, PIF every month, and never late.
Closed accounts: Auto loan paid off, never late
Sears, was a CO now shows as PAA with lates in 03
What do I attack first?
Cap 1 will drop in 09, I am debating on dealing with them CO amts = 2050 and Past due amts = 4350
BUT like the trash that they are, they are reporting CO EVERY month and it is KILLING me!
I would be willing to pay the CO amts TODAY, but not the PD amts.
If I do work with them, what should I ask for? Well, or shoud I ask what do they offer does nayone know?
I know they won't do a PFD, but I don't want to to so paid after CO and a new DOLA ( I don't need them for another 7 yrs on my reports I want them GONE!)
Advice anyone? Please.
