Posted before about what to do with this collection Thanks I took advice My last collection reporting on Trans And Exp. WAKEFIELD AND ASSOCIATES I made a payment in Oct. Agreed to 2 payments Unfortunately I was not able to keep arrangement for 2nd payment. IN Jan wrote a letter till know no response back However they did start calln and calln Guess they got it I want to no has any 1 dealt with them And they deleted I cn pay know I know this will give me a big score increase Had 3 collections Midland and Portfolio recently fell off And my score went no where 1 to 2 points. Why Waited so long and financially saved so long to pay was disappointed So how do i make sure it's deleted They said lst time they Dnt send letter but verbally stated to delete Should I call or send letter They keep reporting and balance Increases few dollars every month
Just call them, explain the situation, be sure you can pay it in full now, and offer to do so. Ask if they’ll still delete after payment.
Your score only increased a few points from the other two coming off because after they were gone, you still had a derog. Works the same in reverse - the first set of to hit a clean report murders your score. Additional ones do much less damage. The point loss is because any derog exists, not so much how many exist.
Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s
5/24, 1/24, 76445/24, who cares #HappyWithAmex
Entering the garden 5/27/2019, staying until 2020 (Lol so much for that grand plan...)