It’s finally over! My bankruptcy was to fall off in June from exquifax. Well checked credit karma today and it has been deleted!! It had been removed from the other two files a few months ago. Now all 3 scores are right at 800. Scores went up 60-70 points when bk was deleted. So glad that it is done!
Congrats. That door has closed. Now its time to never open it again and enjoy what lies ahead.
My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."
"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."