cancel
Showing results for 
Search instead for 
Did you mean: 

2 Deleted collections from TransUnion

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Established Member

2 Deleted collections from TransUnion

I started a despute via CK asking TransUnion to look into one of my collections only 3 days ago and this morning I woke up to the surprise of that collection being removed plus another one now Im only down to 2 Medical collections! Im súper excited just wanted to share.
8 REPLIES 8
Highlighted
Member

Re: 2 Deleted collections from TransUnion

Congrats. My wife and I started with over 20. I'm down to 4. She's down to none Smiley Happy


@Moni209 wrote:
I started a despute via CK asking TransUnion to look into one of my collections only 3 days ago and this morning I woke up to the surprise of that collection being removed plus another one now Im only down to 2 Medical collections! Im súper excited just wanted to share.

 

Message 2 of 9
Highlighted
Regular Contributor

Re: 2 Deleted collections from TransUnion

What reason did you select when disputing?





img
Message 3 of 9
Highlighted
Super Contributor

Re: 2 Deleted collections from TransUnion

Congrats!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 4 of 9
Highlighted
New Contributor

Re: 2 Deleted collections from TransUnion

Congrats! What reason did you select for the dispute?
FICO 8 Dec. 13 2018
Experian 702
Equifax 738
Transunion 770
2/24 Chase

Accounts:
Cap1 QS $1,100
Cap1 QS1 $1,300
Chase freedom unlimited $4,500
NFCU personal loan $3,500 ($200 balance)
Aaoa 1.6 years
1-2 inquiries per bureau
Message 5 of 9
Highlighted
New Contributor

Re: 2 Deleted collections from TransUnion

Congratulations on the deletions!
Starting: 2/2019

Current 8/2019


Current Cards:

Dream Accounts:
Message 6 of 9
Highlighted
Legendary Contributor

Re: 2 Deleted collections from TransUnion

Deletion by the debt collector may well have resulted from their reporting of deletion, and not a finding in the dispute per se that the collection was improper, and thus deleted by the CRA as being unverifiable as to legitimacy.

 

The debt collector, upon receipt of notice of the dispute, may have determined that they no longer have active collection authority, and thus deleted based on CRA policy to delete and unpaid collection once their collection authority is terminated, rather than a finding that the dispute mandated removal.

Message 7 of 9
Highlighted
Established Member

Re: 2 Deleted collections from TransUnion

I believe I chose incorrect information reported.
Message 8 of 9
Highlighted
Regular Contributor

Re: 2 Deleted collections from TransUnion

Was it actually incorrect and how old was the account?


Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.