I am hoping to purchase a new home this spring and have been working on my credit report for a while. I have 1 Collection reporting on both my Equifax and Experian. Any ideas on how to get them deleted. I've tried numerous calls and good will letters with no luck. I'm kind of worried about messing with Midland because it mysteriously disappeared from my Transunion.
Experian:
Collection Agency: Midland Funding
Original Lender: Citibank
Original Balance: 739
Status: Paid was collection account
Date Assigned: 10/21/2010
(no other info provided)
Equifax:
Original Lender: Portfolio Recovery
Original Balance: 524
Current balance: $0
Date assigned: 12/2011
Discription: Consumer Disputes after resolution, Accout paid less than full balance, Paid collection.
