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2 of 3 Capital One Cards Charged Off

gingersnappeas
New Member

2 of 3 Capital One Cards Charged Off

I have 3 Capital One cards. Two of them are eligible for the National Debt Relief program. My question is if two cards are charged off and the third kept open and maintained will Capital One close the third account?

Message 1 of 5
4 REPLIES 4
tnhomestead
Frequent Contributor

Re: 2 of 3 Capital One Cards Charged Off

Just one point, anything they can do you can do yourself cheaper and probably better with the help of the folks here.

Message 2 of 5
FireMedic1
Community Leader
Mega Contributor

Re: 2 of 3 Capital One Cards Charged Off

Stay away from these compainies. They just dispute items over and over and trash your score even more. Save your money. Was this recent since 1 account is still  open?


Message 3 of 5
GApeachy
Super Contributor

Re: 2 of 3 Capital One Cards Charged Off

That's not a large savings...................

"Consumers who complete its debt settlement program reduce their enrolled debt by an average of 23% after its fees, according to the company"

 

I believe the peeps around here can help you go a better route @gingersnappeas 

My Take Home Pay Don't Take Me Home
Message 4 of 5
GApeachy
Super Contributor

Re: 2 of 3 Capital One Cards Charged Off

@gingersnappeas ...and on that note ^^^^^  what are the balances on all three?  I'm particularily curious about the balance on the 1 cc that didn't qualify.  Was that balance low?

Anyway, if you'll list all 3 Capital One cards individually with balances, date of delinquency that'll be a great start for ppl to give you some solid advice.

 

Here's a good read from one member who had success:

 

My Take Home Pay Don't Take Me Home
Message 5 of 5
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