@Anonymous wrote:
As I'm working hard to rebuild, I'm wondering which items are worth pursuing. I've got a 30 day late on the final payment of an 8 year Harley loan dated 6/2018. Would having this item eliminated make any difference at this point? I'm not even sure if it's accurate or why I would've paid that final payment late. Also, there's one other 30 day late from 11/16. Not sure how much those are affecting me. Any insight is appreciated!
Honestly, this should be your last fight. Also, if they are accurate, there isn't much you can do. I reached very high 700s with multiple old lates so don't stress too much. I'd concentrate on lowering UTI, paying collections/chargeoffs, if any, etc.
