27 collection accounts..... 24 are medical related and 3 accounts are past SOL.

[boosted]

This is exactly what I see on my report provided from this site.  I want them all gone..... I sent out a PFD letter to two of them yesterday via certified mail. From your experience do I have any chance getting them removed? I am willing to pay in full on all the accounts under 100.00 so that's about 10 accounts. What are my odds and please explain the route you would take for each etc.......... Thanks.  

Collection 1 of 27



COLLECTION AGENCY - Nco Fin /02 Nco Fin 02
ORIGINAL LENDER - Med1 02 Lifebridge Anesthesia Associ Lifebridge Anesthesia Associ
ORIGINAL BALANCE - $346 $346
CURRENT BALANCE - $346 $346
STATUS - Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED - Oct 26, 2011 Oct 26, 2011
ACCOUNT NUMBER - XXXXXXXX XXXXXXXX
ACCOUNT HOLDER - Individual Individual
DESCRIPTION - Placed for collection

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Collection 2 of 27



COLLECTION AGENCY - Nco Fin /02 Nco Fin 02
ORIGINAL LENDER - Med1 02 Lifebridge Anesthesia Associ Lifebridge Anesthesia Associ
ORIGINAL BALANCE - $216 $216
CURRENT BALANCE - $216 $216
STATUS - Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED - Oct 26, 2011 Oct 26, 2011
ACCOUNT NUMBER - XXXXXXXX XXXXXXXX
ACCOUNT HOLDER - Individual Individual
DESCRIPTION - Placed for collection

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Collection 3 of 27



COLLECTION AGENCY 864YC00000 Delmarva Col -
ORIGINAL LENDER - Med1 02 Drs Hicken Cranley Taylor P -
ORIGINAL BALANCE $75 $75 -
CURRENT BALANCE $75 $75 -
STATUS Unpaid Collection account -
DATE ASSIGNED Oct, 2011 Oct 18, 2011 -
ACCOUNT NUMBER XXXXXXXXXXX XXXXXXXXXXX-
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 4 of 27



COLLECTION AGENCY 801YC00000 Randrecovery R & R Prfssnl Recovery
ORIGINAL LENDER - Med1 02 American Radiology American Radiology
ORIGINAL BALANCE $71 $71 $71
CURRENT BALANCE $71 $71 $71
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Oct, 2011 Oct 03, 2011 Oct 03, 2011
ACCOUNT NUMBER XXXXXXXXXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 5 of 27



COLLECTION AGENCY 496YC00000 Nrthestcrcol -
ORIGINAL LENDER - Med1 Emcare Randall Emergency Phys -
ORIGINAL BALANCE $66 $66 -
CURRENT BALANCE $66 $66 -
STATUS Unpaid Collection account -
DATE ASSIGNED Nov, 2013 Nov 14, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 6 of 27



COLLECTION AGENCY 496YC00000 Nrthestcrcol -
ORIGINAL LENDER - Med1 Emcare Randall Emergency Phys -
ORIGINAL BALANCE $515 $515 -
CURRENT BALANCE $515 $515 -
STATUS Unpaid Collection account -
DATE ASSIGNED Nov, 2013 Nov 14, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 7 of 27



COLLECTION AGENCY 496YC00000 Nrthestcrcol -
ORIGINAL LENDER - Med1 Emcare Randall Emergency Phys -
ORIGINAL BALANCE $180 $180 -
CURRENT BALANCE $180 $180 -
STATUS Unpaid Collection account -
DATE ASSIGNED Nov, 2013 Nov 08, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 8 of 27



COLLECTION AGENCY 496YC00000 Nrthestcrcol -
ORIGINAL LENDER - Med1 Emcare Randall Emergency Phys -
ORIGINAL BALANCE $904 $904 -
CURRENT BALANCE $904 $904 -
STATUS Unpaid Collection account -
DATE ASSIGNED Nov, 2013 Nov 08, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 9 of 27



COLLECTION AGENCY 659YC03062 - -
ORIGINAL LENDER North Arundel C - -
ORIGINAL BALANCE $35 - -
CURRENT BALANCE $35 - -
STATUS Unpaid - -
DATE ASSIGNED May, 2008 - -
ACCOUNT NUMBER XXXXXXXX
ACCOUNT HOLDER Joint - -
DESCRIPTION - - -
Collection 10 of 27



COLLECTION AGENCY 597YC00000 Un Coll Tol United Collect Bur Inc
ORIGINAL LENDER - Med1 02 Northwest Hospital Northwest Hospital
ORIGINAL BALANCE $656 $656 $656
CURRENT BALANCE $656 $656 $656
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED May, 2013 May 08, 2013 May 08, 2013
ACCOUNT NUMBER XXXXXXXX XXXXXXXX XXXXXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 11 of 27



COLLECTION AGENCY - Crd Prt Asso Credit Protection Asso
ORIGINAL LENDER - Comcast Baltimore Co Comcast - Baltimore Co
ORIGINAL BALANCE - $606 $606
CURRENT BALANCE - $606 $606
STATUS - Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED - Mar 28, 2008 Mar 28, 2008
ACCOUNT NUMBER - XXXXXX
ACCOUNT HOLDER - Individual Individual
DESCRIPTION - Placed for collection

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Collection 12 of 27



COLLECTION AGENCY 682YC00000 Cr Syst Intr Credit Systems Intl In
ORIGINAL LENDER - Med1 02 Radcare Maryland Radcare Maryland
ORIGINAL BALANCE $71 $71 $71
CURRENT BALANCE $71 $71 $71
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Mar, 2013 Mar 15, 2013 Mar 15, 2013
ACCOUNT NUMBER XXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 13 of 27



COLLECTION AGENCY 801YC00000 Randrecovery R & R Prfssnl Recovery
ORIGINAL LENDER - Med1 02 American Radiology American Radiology
ORIGINAL BALANCE $255 $255 $255
CURRENT BALANCE $255 $255 $255
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Mar, 2010 Mar 02, 2010 Mar 02, 2010
ACCOUNT NUMBER XXXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 14 of 27



COLLECTION AGENCY 484YC00000 Rec Mgm Sys Receivable Management
ORIGINAL LENDER - Med1 02 Medical Payment Data Patient First
ORIGINAL BALANCE $158 $158 $158
CURRENT BALANCE $240 $240 $240
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Jul, 2011 Jul 25, 2011 Jul 25, 2011
ACCOUNT NUMBER XXXXXXXXXXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 15 of 27



COLLECTION AGENCY 682YC00000 Cr Syst Intr Credit Systems Intl In
ORIGINAL LENDER - Med1 02 Radcare Maryland Radcare Maryland
ORIGINAL BALANCE $47 $47 $47
CURRENT BALANCE $47 $47 $47
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Jul, 2012 Jul 16, 2012 Jul 16, 2012
ACCOUNT NUMBER XXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 16 of 27



COLLECTION AGENCY 605YC55152 - Primary Financial Serv
ORIGINAL LENDER Sprint - Sprint
ORIGINAL BALANCE $573 - $573
CURRENT BALANCE $573 - $573
STATUS Unpaid - Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Jul, 2012 - Jul 03, 2012
ACCOUNT NUMBER XXXXXXXX - XXXXXXXX
ACCOUNT HOLDER Individual - Individual
DESCRIPTION - - -
Collection 17 of 27



COLLECTION AGENCY - - Nco Fin/99
ORIGINAL LENDER - - Suntrust Bank
ORIGINAL BALANCE - - $116
CURRENT BALANCE - - $116
STATUS - - Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED - - Dec 22, 2010
ACCOUNT NUMBER - - XXXXX
ACCOUNT HOLDER - - Individual
DESCRIPTION - - -
Collection 18 of 27



COLLECTION AGENCY 597YC00000 Un Coll Tol United Collect Bur Inc
ORIGINAL LENDER - Med1 02 Northwest Hospital Northwest Hospital
ORIGINAL BALANCE $260 $260 $260
CURRENT BALANCE $260 $260 $260
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Aug, 2012 Aug 16, 2012 Aug 16, 2012
ACCOUNT NUMBER XXXXXXXX XXXXXXXX XXXXXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 19 of 27



COLLECTION AGENCY 597YC00000 Un Coll Tol United Collect Bur Inc
ORIGINAL LENDER - Med1 02 Northwest Hospital Northwest Hospital
ORIGINAL BALANCE $1,351 $1,351 $1,351
CURRENT BALANCE $1,351 $1,351 $1,351
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Aug, 2012 Aug 16, 2012 Aug 16, 2012
ACCOUNT NUMBER XXXXXXXX XXXXXXXX XXXXXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 20 of 27



COLLECTION AGENCY 597YC00000 Un Coll Tol United Collect Bur Inc
ORIGINAL LENDER - Med1 02 Northwest Hospital Northwest Hospital
ORIGINAL BALANCE $276 $276 $276
CURRENT BALANCE $276 $276 $276
STATUS Unpaid Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED Aug, 2012 Aug 16, 2012 Aug 16, 2012
ACCOUNT NUMBER XXXXXXXX XXXXXXXX XXXXXXXX
ACCOUNT HOLDER Individual Individual Individual
DESCRIPTION Medical

Placed for collection

-
Collection 21 of 27



COLLECTION AGENCY 496YC00000 Comnwlth Fin -
ORIGINAL LENDER - Med1 Yardmore Emergency Physicians -
ORIGINAL BALANCE $75 $75 -
CURRENT BALANCE $75 $75 -
STATUS Unpaid Collection account -
DATE ASSIGNED Aug, 2013 Aug 09, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 22 of 27



COLLECTION AGENCY 496YC00000 Comnwlth Fin -
ORIGINAL LENDER - Med1 Yardmore Emergency Physicians -
ORIGINAL BALANCE $767 $767 -
CURRENT BALANCE $767 $767 -
STATUS Unpaid Collection account -
DATE ASSIGNED Aug, 2013 Aug 09, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 23 of 27



COLLECTION AGENCY 496YC00000 Comnwlth Fin -
ORIGINAL LENDER - Med1 Yardmore Emergency Physicians -
ORIGINAL BALANCE $57 $57 -
CURRENT BALANCE $57 $57 -
STATUS Unpaid Collection account -
DATE ASSIGNED Aug, 2013 Aug 09, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 24 of 27



COLLECTION AGENCY 496YC00000 Comnwlth Fin -
ORIGINAL LENDER - Med1 Yardmore Emergency Physicians -
ORIGINAL BALANCE $66 $66 -
CURRENT BALANCE $66 $66 -
STATUS Unpaid Collection account -
DATE ASSIGNED Aug, 2013 Aug 09, 2013 -
ACCOUNT NUMBER XXXXXXX
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 25 of 27



COLLECTION AGENCY 655YC00000 Decafinsvcs -
ORIGINAL LENDER - Med1 02 Emcare Randall Emergency Phy -
ORIGINAL BALANCE $638 $638 -
CURRENT BALANCE $638 $638 -
STATUS Unpaid Collection account -
DATE ASSIGNED Aug, 2013 Aug 08, 2013 -
ACCOUNT NUMBER XXXXXXXX XXXXXXXX -
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 26 of 27



COLLECTION AGENCY 655YC00000 Decafinsvcs -
ORIGINAL LENDER - Med1 02 Emcare Randall Emergency Phy -
ORIGINAL BALANCE $74 $74 -
CURRENT BALANCE $74 $74 -
STATUS Unpaid Collection account -
DATE ASSIGNED Aug, 2013 Aug 08, 2013 -
ACCOUNT NUMBER XXXXXXXX XXXXXXXX -
ACCOUNT HOLDER Individual Individual -
DESCRIPTION Medical

Placed for collection

-
Collection 27 of 27



COLLECTION AGENCY - Nco Fin /99 Nco Fin/99
ORIGINAL LENDER - Med1 North Arundel Emergency Phys North Arundel Emergency Phys
ORIGINAL BALANCE - $660 $660
CURRENT BALANCE - $660 $660
STATUS - Collection account Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department
DATE ASSIGNED - Apr 03, 2008 Apr 03, 2008
ACCOUNT NUMBER - XXXX
ACCOUNT HOLDER - Individual Individual
DESCRIPTION - Placed for collection

[DaveSignal]

IME, many of them will delete if you pay them. First step would be to contact all of them. If you have already sent PFD letters, then call them on the phone.

[boosted]

I sent out two letters yesterday but not certain if they are going to the correct place since I don't have a complete name and address of the collection agency on my report....I did a Google search with the abbreviated names and assumed that was the contact info for that collection agency...

[themizlyne]

Pull your report from annualcreditreport.com (one free each year) and they will show contact information.

[monieleazenby]

I'm in the same boat as you are I'm looking forward to see if this method of "Pay to delete" works for you as I'm just starting to repair my own credit. I can't believe how many ER visit I did and how much I owe towards them. On this side I'm cheering you on

[titanofold]

There's an address and phone number listed along with each account that's on your CR. That's where you start to send letters to. If you don't have your real CR, you need to get it.

And PFDs are really more like a GW letter than anything. CMRRR shouldn't be used for them. It isn't bad that you did, but any future letters that you send should just be regular mail. Further, a PFD should be asking them to delete rather than demanding they delete. (Honey is better than vinegar, and all.)