I paid off a collection I owed last week and when I disputed this week as paif in full but still showing a balance they deleted it from my report! I have only gotton confirmation that it was removed form experian I went fromn 514 to 541 experian was my lowest. I am so excited!!!!!
I only paid it off last week, and I paid the full balance, but rather than wait for them to decide to update, I just disputed it cause it was no longer owed. they deleted it.
I am so psyched that was my lowest score. I have another collection I am going to do the same thing to this week. I expect a much smaller difference but still can't wait to get the collection off my back.