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3 of 8 Paid COs dropping off - question

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IodineNightSky
Regular Contributor

3 of 8 Paid COs dropping off - question

I have 8 paid charge-offs on my reports. According to the reports three of them are supposed to drop off in "sept 2021" - does that mean they'll drop off sept 1st or sept 30th or somewhere in between?

 

im not expecting much, if any, score change going from 8 to 5 charge-offs, but hoping my scores don't drop as I've heard they will do sometimes when aged negs drop off. 

Current FICO 8s:
EQ: 712 - TU: 719 - EX: 707
Mortgage Ficos: EQ5: 708 - TU4: 729 - EX2: 700
Current Middle Mortgage Score: 708
Goal Scores: 740+


Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: 3 of 8 Paid COs dropping off - question

EQ & TU usually to the day of it being reported as CO, EX is the following month on the weekend that follows the first full week of the month. I would call all of them and as for the EE if you want them gone now.

Message 2 of 3
IodineNightSky
Regular Contributor

Re: 3 of 8 Paid COs dropping off - question

Thx for that info! No need for EE - I waited this long, another (up to) 30-35 days is nothing. 

Current FICO 8s:
EQ: 712 - TU: 719 - EX: 707
Mortgage Ficos: EQ5: 708 - TU4: 729 - EX2: 700
Current Middle Mortgage Score: 708
Goal Scores: 740+


Message 3 of 3
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