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3 out of 3 CA Deletions

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Anonymous
Not applicable

Re: 3 out of 3 CA Deletions

Congrats! I have just written a letter for Credit Protection Assoc. but I was wondering if you would mind sharing the email address you used? Thanks!

Message 11 of 25
rbtextreme
New Contributor

Re: 3 out of 3 CA Deletions

Would you mind sending me the contact info you used for RJM? Thanks in advance!
Message 12 of 25
MsLadyRover
Valued Contributor

Re: 3 out of 3 CA Deletions


@sdilley14 wrote:

Could you PM me the GW letter that you used?  I have some paid collections I would like to try sending GW letters on.

 

Thanks!


I didn't use any letters.  I just sent them an email asking them if they would consider deleting the account from my reports since the debt had already been paid.  And then I copy and paste a copy of the collection from my credit report to the email so that they could refer to the exact account.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 13 of 25
MsLadyRover
Valued Contributor

Re: 3 out of 3 CA Deletions


@RTOrockstar wrote:
I just failed at an attempt to goodwill Credit Protection Association by phone. They told me the original creditor (Charter Communications) would have to delete the item before they could delete it thru the CRA's. Charter told me the exact opposite. Your victory gives me hope.

Try emailing them.  I did mine by email. I will PM you the email address for them.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 14 of 25
MsLadyRover
Valued Contributor

Re: 3 out of 3 CA Deletions


@Datx wrote:

Awesome job! Glad to hear you got CPA to delete. They wouldnt even reply to my GW request on a paid collection account. And it was only like 9 or so months away from completely dropping from my CRs because it was that old. That and I live like 45 minutes away from their office in TX. You must have found the right person, on the right day or something, lol. Or just really awesome GW skills. Smiley Very Happy



I guess someone was having a good day and was feeling generous.  I'm sure glad and thankful that they were.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 15 of 25
MsLadyRover
Valued Contributor

Re: 3 out of 3 CA Deletions


@Anonymous wrote:

Congrats! I have just written a letter for Credit Protection Assoc. but I was wondering if you would mind sharing the email address you used? Thanks!



Check your PM.  You've got mail!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 16 of 25
MsLadyRover
Valued Contributor

Re: 3 out of 3 CA Deletions


@rbtextreme wrote:
Would you mind sending me the contact info you used for RJM? Thanks in advance!

Check your PM.  You've got mail!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 17 of 25
rbtextreme
New Contributor

Re: 3 out of 3 CA Deletions

Thanks again! And congrats!
Message 18 of 25
rbtextreme
New Contributor

Re: 3 out of 3 CA Deletions

Emailed RJM this morning and just got a confirmation email back that they are deleting my account!! Keep in mind- I paid my account in full 3 years ago. Very impressed with the response time from them!
Message 19 of 25
MsLadyRover
Valued Contributor

Re: 3 out of 3 CA Deletions


@rbtextreme wrote:
Emailed RJM this morning and just got a confirmation email back that they are deleting my account!! Keep in mind- I paid my account in full 3 years ago. Very impressed with the response time from them!


That's terrific news!  Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 20 of 25
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