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Guys i need help, i havent missed a single payment 3+ years. My old company owes me last 2 weeks of pay, and new one pays week behind so i will not have enough to cover mortgage before 30th of this month after i pay all other obligations. If i pay on 30th, am i 30 days late if payment was due on the 1st,? thanks in advance
Is your mortgage due actually on the 1st? This isn't the grace period time?
It is. No grace period time
@Whitneyy wrote:Is your mortgage due actually on the 1st? This isn't the grace period time?
Can you borrow from anyone till you get paid? Seems its only days away till the check comes.
I don't have any insight into your life of course, but shouldn't you pay your mortgage first, and then "all other obligations?" If you have to miss a payment, why not miss one that isn't as important and doesn't report to the bureaus monthly?
Or do you have any savings you could dip into to cover the missing money? This is exactly what "emergency" funds are for.