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30 day late payment

martypav7
Contributor

30 day late payment

Guys i need help, i havent missed a single payment 3+ years. My old company owes me last 2 weeks of pay, and new one pays week behind so i will not have enough to cover mortgage before 30th of this month after i pay all other obligations. If i pay on 30th, am i 30 days late if payment was due on the 1st,? thanks in advance

Message 1 of 5
4 REPLIES 4
Whitneyy
Valued Contributor

Re: 30 day late payment

Is your mortgage due actually on the 1st? This isn't the grace period time? 

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Message 2 of 5
martypav7
Contributor

Re: 30 day late payment

It is. No grace period time


@Whitneyy wrote:

Is your mortgage due actually on the 1st? This isn't the grace period time? 


 

Message 3 of 5
FireMedic1
Super Contributor

Re: 30 day late payment

Can you borrow from anyone till you get paid? Seems its only days away till the check comes.






Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 4 of 5
OmarGB9
Community Leader
Super Contributor

Re: 30 day late payment

I don't have any insight into your life of course, but shouldn't you pay your mortgage first, and then "all other obligations?" If you have to miss a payment, why not miss one that isn't as important and doesn't report to the bureaus monthly?

 

Or do you have any savings you could dip into to cover the missing money? This is exactly what "emergency" funds are for.


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