Yes, these are FAKO scores, but just updated via EQ Credit Watch. Score dropped about 30 points. No new accounts, no new baddies or anything. I know FICO is the only one to really trust, but it seemed a bit odd to see such a big drop. My overall util actually went down 1%. Not gonna pay for FICOs till I get more baddies removed.
I've been using my new rewards card to pay for stuff, so the util on that card is high till I pay it, but its not even reporting the new balance yet. EX dropped about 8 points and TU didn't move at all.
I really wouldn't let it worry you like you said it's a FAKO score and most likely way off anyway.