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50 days of almost daily tracking, and ...

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Established Contributor

50 days of almost daily tracking, and ...

May 1 I pulled (FICO 08) scores:  573 on Ex.  578 on TU.  I know they were low and Mid 500s a few months earlier, 520ish.

 

June 20, I am sitting at 636, 648 and 667(!)  EQ.  I have been compulsive about the small variances. Tracking almost daily.  Although I am happy about the 60-100 score increases, The low hanging fruit is done.  I will have some choppines the next month, (I forecast a small decrease on my next pull),  and then settle in for the +5 points a month for the next year or two.    That will be thee tough part.  I have a TON of negatives that can do nothing but age at this point.  GW is not likely on these guys.

 

Keep the faith, folks!

 

050719:     
040120:     

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Super Contributor

Re: 50 days of almost daily tracking, and ...

Rebuilding and having lates age takes time. Just be patient and in time you will be rewarded. Wont happen overnight. Flies by faster then you think. We want everything done yesterday. But you'll get there in time. Good Luck!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
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Established Contributor

Re: 50 days of almost daily tracking, and ...

That's great! Keep it up.Smiley Very Happy

 

I'm years overdue in 'spring cleaning' my report and have found so many errors...I mean big ones like 30 day late that were reported incorrectly. I'm so mad at myself for being otherwise 'busy' and not keeping up with maintenance. While I will get those inaccuracies fixed and my report will look better I'll likely never get back all 100% of points lost.

 

#lessonslearned









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