My credit score from Experian is 605.
I have a few closed accounts where I do not owe.
I have two closed Secured Credit Cards that I owe.
I owe Capital One $656 where the Credit Limit is $590 and that was closed by consumer's request.
I owe Discover Secured $198 and Credit Limit is $200 and was closed by creditor.
I have about 90 Hard Inquiries or could be more than 90.
Even though my score is 605 and I still would not qualify for a regular Credit Card, right?