If I dispute with an original creditor via FCRA 623 do I have to provide proof?
What does the OC have to provide in order to state a payment was late? Does the OC even have to provide me with proof/substantiating documentation? Or can they just say that everything checked out and that's it.
Thanks,
JD12
Starting Score: EQ 660, TU 698 | 30-Jan 2011