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The 800 club....I feel like that's something that I will never get to. My app finger is probably too itchy. Then again, once I get to a place where I like what cards I have and my house is in order, maybe I won't be looking and I'll garden enough to get there. In about 20 years.
Who am I kidding...there's always a new card!
I tried to get on here using my phone, but that didn't pan out too well. Good to be back!
@DaBears wrote:
@Shogun wrote:Dabears,
As you may have notice, I've been pretty absent from the boards this past week. This is due to me attending a training seminar in how to deal with people in a non-violent manner and how to de-esculate a situation before it has a chance to go bad.
It didn't work!!!!!!!!! LOL...
j/k It feels good to be back.
LOL.
Better watch out DaBears. It didn't work.
You'll get there Mauve...
10 years ago i could not even open a bank account in my own name when a good friend sat me down and explained how credit works, and how to manage it. I just received my Amex card and along with it came the letter disclosing my Fico at 815. I was floored, but it's true, if I got there anyone ought to be able to!
WOW this feels great!!! Just checking my credit score from the source, whereas used to CreditKarma, I couldn't believe my eyes!!! Hey girls and guys, just wanna encourage you all to stay ahead of your payments and limit the hard inquiries and, of course, a host of other attributes, and your score will get so much better. These are the scores I see. Mind you, 40 years old, 19 years of credit history, no car pmt, pay CC's each month, 3% credit usage:
7/25/2013
EQ-802
EX-811
TU-805
This jumped HUGE because a bit over a year ago, I had two hard inquiries back to back....no problem, them this past December 2012 I went for a new truck, but didn't get it, but the bank did an inquiry and that put me one inquiry over and my score took a leap off a Cliff!!! Anyhow one of the older inquiries fell off and bam! Right back up and over record highs. I'm so happy and I want you all to get there. Don't have to be over 800 to be a star though.
Best of hopes, Fico Family....