Hello everyone, I just pulled all 3 credit reports last night. I have a paid repo from 2011 or 2012, it's going to fall off june 2018 on Tu and July of 2018 on Equifax. I've been thinking about sending them a good will letter (not sure if it would work, I doubt it it would). I also have a $260 collection that is from a daycare that is also going to fall of next year. Should I even mess with these? I have a collection from national credit systems for an apartment that was just put on there 2016. Im going to ask for a pfd when i can pay off in full. I have a medical bill for about $300 that I plan on paying in full and then asking a good will deletion. I've already sent goodwill adjustments to the other ca on accounts that I've already paid on and they emailed me back stating they have coded those accounts to be removed from all 3 cra. Does this sound like a good plan? Any suggestions y'all have, would be greatly appreciated! I've learned so much on these forums in so glad to be apart of the fico family!
