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ACS Inc scam?

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Haste225
New Visitor

ACS Inc scam?

<span;>[mod edit - please don't post personal details in public pages]
<span;>Address- <span;> <span;>
<span;>This Legal Proceedings issued on you Docket #: 3616 with one of ACS Cash SERVICES. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
<span;>Case File # : [removed]
<span;>Balance Due : $850.86
<span;>Email Address- <span;>[removed]
<span;>Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 48 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.
<span;>The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you. If you want to stop it now you must take immediate action.We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $2473.90 and will be totally levied upon you and that would be excluding your attorney charges.
<span;>If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
<span;>Kindly let us know your clear intention by Today onwards so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.Note: This notice is provided to you on behalf of Cash Advance Incorporation and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, Fast Cash, Cash Net USA, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.Do revert back if you want to get rid of these legal consequences and make a payment arrangement Today or we would be proceeding legally against you.To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on reply back to this E­mail to get in touch with the representative.
<span;>ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.Yours sincerelyCollections & Legal DepartmentACS Inc © 2023 | | Terms of Use | Careers | Complaints | Privacy Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.Attachments area

13 REPLIES 13
tnhomestead
Frequent Contributor

Re: ACS Inc scam?

Going off the lack of language skills, my guess is scam. State of Washington doesn't like them. https://dfi.wa.gov/consumer/alerts/cash-advance-group-possible-loan-collection-scam

The threat to send to your employer and police even before a suit, let alone the under investigation with the credit bureaus really sounds suspicious.

If they sue, show up and settle then. Otherwise, tell them to pound sand in my humble opinion!

 

Good luck

Message 2 of 14
Brian_Earl_Spilner
Credit Mentor

Re: ACS Inc scam?

Have you ever taken a payday loan? 

    
Message 3 of 14
Haste225
New Visitor

Re: ACS Inc scam?

Not that I know of. I think it's a scam. They threatened me with arrest warrant. And from what I'm told and researched it's illegal to do that. I haven't been served anything. They threatened my wages. And talked down the amount owed to a measly $200. If they did take me to court, if that did happen. The emails of them threatening me would hold up in court I think. I mean they clearly threatened me in several ways. That's illegal. Also their email address ends in Gmail. And from what I researched, that's a huge red flag. Everything I've looked up says it's definitely a scam. But I'm not 100% sure. And it worries me. But I have everything saved, so if I do end up getting served and brought to court with the evidence I have, I believe I'll win. 

Message 4 of 14
Haste225
New Visitor

Re: ACS Inc scam?

Also I checked all three of my credit. And there is no sign of any of this on my records. So they have to be full of **bleep**. Because I heard that if this was legit. It would have shown on my credit report.

Message 5 of 14
Haste225
New Visitor

Re: ACS Inc scam?

And another thing. The subject area of the email reads ARREST WARRANT. And I have a copy of that too. And that's supposedly illegal. So I hope they do take me to court, because they'll end up owing me money. Lol

Message 6 of 14
FireMedic1
Community Leader
Mega Contributor

Re: ACS Inc scam?

Toss it in your saved folder. Open it up and get a good laugh.

Under the Fair Debt Collection Practices Act (FDCPA) a debt collector is not allowed to claim that you’ll be arrested if you don’t pay your debt unless that threat is true. If your debt arises out of the criminal justice system, it is possible that failure to pay could result in a warrant for your arrest. Additionally, if a collector has obtained a judgment against you and you ignore a later court order to appear, a judge may issue a warrant for your arrest for failure to appear. Never ignore a court order.

https://www.consumerfinance.gov/ask-cfpb/can-a-debt-collection-agency-try-to-have-me-arrested-over-a... 


Message 7 of 14
Haste225
New Visitor

Re: ACS Inc scam?

I'm not even kidding man. The title of the email is ARREST WARRANT. With out me even being served. 

And then they state in the email, that officer will serve me papers if I don't settle now outside of court. And they steadily are negotiating what amount they will accept. Went from 2 grand, them $800, then $400, and lastly $200 lmao. If they try to take me to court, they're dumb as hell.

Message 8 of 14
JoeRockhead
Senior Contributor

Re: ACS Inc scam?

This is clearly a scare tactic scam... The poor language usage alone is laughable, let alone the litany of illegal threats, yet sadly there are people that receive stuff like this, panic and subsequently get duped out of their money.

Message 9 of 14
FireMedic1
Community Leader
Mega Contributor

Re: ACS Inc scam?

@Haste225I get calls on so called past debts which I dont have. I played the game just to mess with them. They wouldnt tell me any info unless I told them my last 4 of my SS#. I gave nice word that would make this site place **Bleep**. Hung up. Never called back. Life too short.


Message 10 of 14
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