Great... however, if unpaid, the debt is still lingering out there.
If passed to a new debt collector, a new collection may reappear.
Then the process starts anew. Hopefully, that won't occur.
Be on the lookout for credit inquiries by a new debt collector, which will give warning of their sniffing and potential reporting.
If you become aware of a new debt collector, such as by an inquiry or a call to you prior to any reporting, try to get their address.
You can then send an immediate DV, thus blocking any reporting until they have provided debt verification.
You rock! Congrats!
grats .. you are second AFNI i read today. what email address did you use?
cool thx....i got one they have no record of but having hard time removing via snail mail
I can confirm that it is gone from my EX and TU reports. It's still on my EQ report though but I here that takes a bit more time to remove.