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AT&T / Diversified Consultant Collections

Hanks_Dad
New Member

Re: AT&T / Diversified Consultant Collections

May 23, 2020

 

As of right now. All 3 collections have been removed from my credit report.

 

DCI is closed and they do not respond to letters from the 3 credit companies. 

 

From the day I disputed the Collection until they are all 3 removed is exactly 31 days.

 

My credit score jumped between 25-30 points and I now average over 700 FICO 8 for the first time ever. 

 

Thank you all so much for the advice and telling me to do it myself. I cannot thank you enough.

 

RS

 

HD

Message 11 of 15
LaHossBoss
Senior Contributor

Re: AT&T / Diversified Consultant Collections


@Hanks_Dad wrote:

May 23, 2020

 

As of right now. All 3 collections have been removed from my credit report.

 

DCI is closed and they do not respond to letters from the 3 credit companies. 

 

From the day I disputed the Collection until they are all 3 removed is exactly 31 days.

 

My credit score jumped between 25-30 points and I now average over 700 FICO 8 for the first time ever. 

 

Thank you all so much for the advice and telling me to do it myself. I cannot thank you enough.

 

RS

 

HD


Just so you know I had a CA with DCI as well. They came off all 3 CRs. I contacted the OC immediately (Sprint, in my case) and PIF immediately. They were in the process of endorsing my delinquent account to another CA. I desperately wanted to avoid this, as I just finally got DCI off my CRs!

 

I would say that now is the time to take action with the OC so you don't have to worry about another CA popping up on your CRs down the road if/when AT&T decides to place it with another CA.

 

Good luck!




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Current Score: 4•21 | EQ [F8 651] [F9 651] [EQ5 684] [VS3 630] | TU [F8 717] [F9 692] [TU4 723] [VS3 639] | EX [F8 718] [F9 673] [EX2 681] [VS3 675]
Goal Score: 670 [X] TU [X] EX


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Message 12 of 15
FireMedic1
Super Contributor

Re: AT&T / Diversified Consultant Collections

Congrats @Hanks_Dad ! Good job!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 13 of 15
JKS2020
New Visitor

Re: AT&T / Diversified Consultant Collections

Hi. Would love to get your help on my credit scores. Have lots of questions and trying to learn the FICO algorithm. Always believed "if you never drove to California that you can't tell me how to get there".

Message 14 of 15
OmarGB9
Community Leader
Super Contributor

Re: AT&T / Diversified Consultant Collections

Grats to OP for getting it off.


Last App: 05/30/2021
Capital One Auto Refinance Loan

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 15 of 15
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