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Happy to report that thanks to this site and the invaluable information shared by all of you, I have had an AU that was in collections removed from my account. It took less than 24 hours from time of the request/dispute on the Transunion site. <doing happy dance> Now I feel empowered and ready to generte my first PFD letter to get a medcal collection off my report.
I love Happy Dances!