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@-Cain- wrote:
I have a baddie AU account showing on EQ and TU, not on EX. I just learned about it when I got the Scorewatch free trial today. DoFD is 4/06. Can I dispute the account as Not Mine? What are the odds of it coming off? It is showing as something that is hurting my score and I'd like it gone. It was never my account, I had asked to be added for credit building purposes and never had the card. Thanks in advance!
Yes all you have to do is tell them the account is not yours and it shouldn't be any problem with them removing it.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Well, I just launched an online dispute with EQ as Not Mine.
The link from TU says I need a current copy of my CR in order to dispute, so I guess I'll see how it goes with EQ first before purchasing the other. EQ said it may take 30-45 days, but I think I've read it sometimes happens much sooner, so let's hope it doesn't take so long.
I don't foresee you having any problems but with the CRA's you never know. Let us know what happens.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Having an AU account removed can hurt your score, yes. But on the other hand, if the account was negative, it could help.