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@BungalowMo wrote:There should be something in writing in your divorce documents stating that that acct had gone to him. It's not rocket science that you're not the one making payments. If you can fax a copy (or mail it) to BofA & let them know that you were legally absolved of this debt on such&suchadate and you would like them to remove that reference on your CR as this was no longer legally your debt!That's what I'd do anyway. You shouldn't need his signature...the judges bottom line should be all the legal proof you need.
@lovinmymoney wrote:
I appreciate the replies here, thank you a ton! Good news...
My ex husband just agreed to sign paperwork to absolve me of responsibility on the B of A account-WOOHOO!!!!I fed ex'ed the form to him right after he hung up.(to Wonderin-there is no balance. It is a closed account but showing several lates 20,60, 90, 120's following divorce - none prior)I am trying to get my name off retroactive as of divorce date. I would love some feedback on my next step.
My plan is to send (to BoA) the form with both signatures, attach a brief letter signed by both and notarized stating that my responsibility ended in May 2000 and finally a letter (this part I am not sure if I need) asking that all reporting on this account following the divorce date be removed from my report. I am new to this and I am not sure if I am doing this right.
Do I ask BoA to delete items or will that happen automatically? If I do ask, is it like a GW or more of a 'I expect that you will' kinda thing? Will it help/hurt/be neutral to my score to have these of as the account is closed? It was opened in 1998 and closed 4/2004-lates were from 2002-2004)
I am so grateful he is being honest. I can hardly wait to have this resolved.