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After several letters I'm finally seeing the light

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josie
Regular Contributor

After several letters I'm finally seeing the light

Just received this letter in the mail. All I can do is shout FINALLY.


April 17, 2013

Re:Medical Center

Account Number(s): xxxxxxxx

Subject: Debt Validation/Credit Bureau

Dear xxxxxxxxx

We are in receipt of your dispute on the above-mentioned accounts. Please, be advised that MDS was unable to validate your accounts within the allotted time required. All information regarding the above referenced accounts will be deleted from your credit bureau file as being reported by Medical Data Systems. Should you require further assistance, please feel free to contact our office at xxx xxx-xxxx.

Sincerely,


Dispute Specialist
Started over because life happens.
I did it again even better this time. My highest score last time was 680

Starting Score: 513 Ex 520 Eq 534 Tu
Current Score: 689 Ex 684 Eq 698 Tu
Goal Score: 740


Take the myFICO Fitness Challenge



Message 1 of 10
9 REPLIES 9
soILseminole
Contributor

Re: After several letters I'm finally seeing the light

Congrats!
Current: |MyFico TU-766| |MyFico EQ-737| |Amex EX-736| (May '13)
Message 2 of 10
myjourney
Super Contributor

Re: After several letters I'm finally seeing the light

Congrats Yay!!!!!!!!! way to go

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 10
txmomma26
Regular Contributor

Re: After several letters I'm finally seeing the light

YAY!

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Message 4 of 10
DaBears
Senior Contributor

Re: After several letters I'm finally seeing the light

Message 5 of 10
lae_lae
Regular Contributor

Re: After several letters I'm finally seeing the light

Congrats!!!

Message 6 of 10
josie
Regular Contributor

Re: After several letters I'm finally seeing the light

Well after getting the letter back in April this collection has finally fell off TU. Waiting for it to fall off EQ and EX now.
Started over because life happens.
I did it again even better this time. My highest score last time was 680

Starting Score: 513 Ex 520 Eq 534 Tu
Current Score: 689 Ex 684 Eq 698 Tu
Goal Score: 740


Take the myFICO Fitness Challenge



Message 7 of 10
josie
Regular Contributor

Re: After several letters I'm finally seeing the light

Check EX this morning and now it's gone. Now just waiting for EQ. next tackle for me is to pay down credit card balances, then hopefully I could be in the 700 club at least with TU currently I'm at 686. Between vacation and renovating several rooms in the house sent my overall balance over 30%, but three individual cards over 80%. Interest is at 0% so not worrying too much.
Started over because life happens.
I did it again even better this time. My highest score last time was 680

Starting Score: 513 Ex 520 Eq 534 Tu
Current Score: 689 Ex 684 Eq 698 Tu
Goal Score: 740


Take the myFICO Fitness Challenge



Message 8 of 10
myjourney
Super Contributor

Re: After several letters I'm finally seeing the light


@josie wrote:
Check EX this morning and now it's gone. Now just waiting for EQ. next tackle for me is to pay down credit card balances, then hopefully I could be in the 700 club at least with TU currently I'm at 686. Between vacation and renovating several rooms in the house sent my overall balance over 30%, but three individual cards over 80%. Interest is at 0% so not worrying too much.

Looking good 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 10
swtneka
Frequent Contributor

Re: After several letters I'm finally seeing the light


@josie wrote:
Check EX this morning and now it's gone. Now just waiting for EQ. next tackle for me is to pay down credit card balances, then hopefully I could be in the 700 club at least with TU currently I'm at 686. Between vacation and renovating several rooms in the house sent my overall balance over 30%, but three individual cards over 80%. Interest is at 0% so not worrying too much.


Looking good fx EQ updates soon. I was w8n on them as well and they finally updated today!

Message 10 of 10
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