No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
When we make installment plan or settelement agreement with Collection Agencies do we ask them to give in writing ? If we are dealing with them online chat what kind of agreement can we ask them to send before we give them payment? Should I ask them agreement by mail ? Or can we ask them to send an email agreement ? I want to get some of the collection accounts out of the way soon. What is the best way to protect my self.
You definitely want to get it in writing with the company letterhea do it, and signed by someone with the authority to make it happen. Best of luck to you!
Some CA do provide it in writing, either by email, their website (if they have a website that allows you to make payments, see accounts and any settlement offers, etc), or sometimes by US Mail (recommended), which should be signed by someone who has authorized the settlement. If your state permits a one-party consent, you could record the phone call when making the arrangement and that would be proof of an oral agreement (most CA do have the lines recorded but sometimes they really dont or it may get "lost" somehow). Good luck!