AmEx may be trying to sue....help emergency

[Anonymous]

i got the following message from my equifax credit watch...

Suit or Judgment information has been added to or changed on your credit file.

If you were not part of a suit or judgment, contact the court who reported the suit/judgment as this activity may be a sign of fraud. when i pulled my experian report on my fico nothing was there

Court/ Case Number:

AMEX of FORT LAUDERDALE, FL

Amount:  $1,776
Plaintiff: 
Status: 
Satisfied Date: N/A

can they sue me i live in maryland the date of first major delinquency was 08/2004 date of first delinquency is 11/2003...can they sue...

[FretlessMayhem]

Is this a valid debt?

What is the SOL in MD and in FL?

[Anonymous]

this is a valid debt in florida its 4 marylan its 3...

[nicemann]

MD is 3 years and FL is 4 years.  If you have not touched the account since 2003 you would still have to goto court and state it is past the SOL.  The judge should throw out the the case.  Now if you don't they can get an automatic ruling.  As for the thing showing on your CC already that kind of scares me.  I never had one but I thought it wouldn't appear till after you went to court.  Hopefully you did not miss the notice of the court appearance.

Message Edited by nicemann on 05-31-2008 06:08 AM

[Anonymous]

i haven't gotten a letter yet...its not only my report but i got an alert that it was but when i pulled my report it isn't on there...so i guess i will wait...

[Anonymous]

I would open your EQ credit watch - I assume you have the Gold Product-

You need to find the "Public Records" portion-

[haulingthescoreup]

Whoops, sorry, Timothy, you posted as I was moving the thread!

[Anonymous]

so what will i need to bring to court...plz help...what should be the next step..

[Anonymous]

i just pulled reports from experian directly and they are saying that i have no public records...should i contact amex on monday...if so what should i say...plz advise...

[Anonymous]

You said Equifax on the first post- So   I am getting confused.

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smooth wrote:

i just pulled reports from experian directly and they are saying that i have no public records...should i contact amex on monday...if so what should i say...plz advise...

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