cancel
Showing results for 
Search instead for 
Did you mean: 

AmEx may be trying to sue....help emergency

Highlighted
New Contributor

AmEx may be trying to sue....help emergency

i got the following message from my equifax credit watch...
 
Suit or Judgment information has been added to or changed on your credit file.

If you were not part of a suit or judgment, contact the court who reported the suit/judgment as this activity may be a sign of fraud. when i pulled my experian report on my fico nothing was there

Court/ Case Number:

AMEX of FORT LAUDERDALE, FL

Amount:  $1,776
Plaintiff: 
Status: 
Satisfied Date: N/A

can they sue me i live in maryland the date of first major delinquency was 08/2004 date of first delinquency is 11/2003...can they sue...

Message 1 of 12
11 REPLIES 11
Highlighted
Senior Contributor

Re: AmEx may be trying to sue....help emergency

Is this a valid debt?

What is the SOL in MD and in FL?
Here we go again...
Message 2 of 12
Highlighted
New Contributor

Re: AmEx may be trying to sue....help emergency

this is a valid debt in florida its 4 marylan its 3...
Message 3 of 12
Highlighted
Established Contributor

Re: AmEx may be trying to sue....help emergency

MD is 3 years and FL is 4 years.  If you have not touched the account since 2003 you would still have to goto court and state it is past the SOL.  The judge should throw out the the case.  Now if you don't they can get an automatic ruling.  As for the thing showing on your CC already that kind of scares me.  I never had one but I thought it wouldn't appear till after you went to court.  Hopefully you did not miss the notice of the court appearance.


Message Edited by nicemann on 05-31-2008 06:08 AM
Message 4 of 12
Highlighted
New Contributor

Re: AmEx may be trying to sue....help emergency

i haven't gotten a letter yet...its not only my report but i got an alert that it was but when i pulled my report it isn't on there...so i guess i will wait...
Message 5 of 12
Highlighted
Moderator Emeritus

Re: AmEx may be trying to sue....help emergency

I would open your EQ credit watch - I assume you have the Gold Product-
 
You need to find the "Public Records" portion-
Message 6 of 12
Highlighted
Moderator Emerita

Re: AmEx may be trying to sue....help emergency

Whoops, sorry, Timothy, you posted as I was moving the thread!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 7 of 12
Highlighted
New Contributor

Re: AmEx may be trying to sue....help emergency

so what will i need to bring to court...plz help...what should be the next step..
Message 8 of 12
Highlighted
New Contributor

Re: AmEx may be trying to sue....help emergency

i just pulled reports from experian directly and they are saying that i have no public records...should i contact amex on monday...if so what should i say...plz advise...
Message 9 of 12
Highlighted
Moderator Emeritus

Re: AmEx may be trying to sue....help emergency

You said Equifax on the first post- So   I am getting confused.

smooth wrote:
i just pulled reports from experian directly and they are saying that i have no public records...should i contact amex on monday...if so what should i say...plz advise...



Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.