Amex AU Removal

[Charger_Fan19]

Has anyone here had any luck removing an AMEX AU account from your file? I just found out they closed my mom's account and she has a 16K balance. I was only added to piggyback on her long tradeline. (At the time I didn't realize how they did AU's) Even tho I didn't get the perks I wanted it didn't impact my scores. Now that this is a closed account with a big balance I'm worried its going to tank my file.

I just did an online dispute because AMEX wont talk to me because I'm not the primary. I've heard they're hard to get removed.

Thanks in advance.

[ezdriver]

If the account is closed, then there is no active account from which to remove your AU status. With AU accounts, you inherit the positive AND the negative. Short of paying off that account, I can't think of anything that you can do. It would be interesting to see if anyone had a creative idea to address this specific situation. Good luck.

[Charger_Fan19]

Received my dispute results today and the account reflects a zero balance with account closed no delinquency. I would have preferred the trade line be deleted but a zero balance is fine with me.

[seruby]

Yea I don't think AmEx deletes the tradeline.  I asked my mom to take me off hers, and it shows up on my report as Terminated.   It may be because when AmEx adds someone as an AU, they actually make them an Additional Card holder.  So you get your own card with your own account number, but it's tied to the main account.  Whereas witha n AU, it just authorizes you to use the same card as the account holder

So AmEx closes your specific account number