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Hello
Not sure if this is in the right section, but I figured i'd give it a go. I recently wrote to American Express for goodwill deletion of 3 paid charge offs. Recently I received a notification that changes were made, and the late statuses were removed. When I more closely examined my credit report, they were moved to earlier this year, at which point the accounts were long closed and paid off. Not really sure why this happened, and if they were doing me a favor???? This is an example of what changes happened:
Acct#1 Before
Jul 17 - 30 Jan 18 - CO
Aug 17 - 60 Feb 18 - -
Sep 17 - 90 Mar 18 - CO
Oct 17 - 120 Apr 18 - CO
Nov 17 - 150 May 18 - CO
Dec 17 - CO Jun 18 - CO
Acct#1 After
Jul 17 - OK Jan 18 - OK Jul 18 - CO
Aug 17 - OK Feb 18 - 30 Aug 18 - CO
Sep 17 - OK Mar 18 - 60
Oct 17 - OK Apr 18 - 90
Nov 17 - OK May 18 - 120
Dec 17 - OK Jun 18 - 150
Any insight would be great! Thank you!!!
It looks like they reviewed your account and corrected their errors. If they are wrong, you need to contact them again. I don't think I've ever heard of them good willing anything.
*Edited* because I saw you paid them off
Anyone? I received a letter today stating that they were reporting correctly and the default dates listed are not the updated dates that are now being reflected.