Great advise by @ImTheDevil . Main thing out of all of this is no more updates. Done. Settled. C-Ya!
My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.