Amex prepaid leads to unsecured amex

[Astheros]

So I heard about this program on the Internet and I called amex to confirm. I was told that after six month of pre paid history with them they start to evaluate your activity and within 6 months to 2 years they can decide to offer you an unsecured card. I was told by the rep that after 30 months of continued use they almost guarantee that you will get an unsecured card. They recommend that you automatically reload on a set schedule and that you use your car for everyday purchases.

On a personal note I have also be using the pre paid card for about 4 or 5 months now and I have not paid 1 dollar in fees. It is absolutely fee free unless you withdraw from the ATM and I believe that fee is $1 per transaction. I definitely recommend it.

[Jon85]

I like the sound of that!

I just ordered the prepaid Amex too...

Thanks for sharing!

[hopingsoon]

Bump.

I like the sound of this too. I'm curious to see some others weigh in and add personal experience with this being true.

[Astheros]

And as a bonus you get to look like a bonified credit success by using an amex. The card does not say prepaid anywhere but in the back in small type. Lol

[Henchman21]

I wonder if that goes for the Campus Edition as well?

[dobirdsmommy]

I have had this card for over a year now and no offers at all. YMMV

[Henchman21]

I did some research today. From what I can tell, the Make Your Move program has been discontinued and since there's not anything actually on the AMEX website about it, I would guess that's not available anymore. Also, in the original text, it specifically mentions it's only for those building credit, not rebuilding.

[Astheros]

Maybe I'll call them again, that is what I was told by the rep.

[twall06]

Check it out on the credit cards sections many have said on there it doesn't lead to getting a charge card.

[Henchman21]

Also, everyone I saw that ended up with an AMEX had scores that were likely to be approved anyhow.