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Another Collection Paid off With Plaza Services. 30 Days to Delete?

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Regular Contributor

Another Collection Paid off With Plaza Services. 30 Days to Delete?

Logged onto the Plaza Services site and paid off an old $315 collection. It was reporting via a payday loan, and according to the rep it will come off the Transunion report in 30 days. They use TrueAccord to send friendly notices and all that, but figured pay them direct and see. When I called them, got some rude agent who wasn't too overly friendly, but guessing working at a collection agency isn't fun either. lol. Let's see if it comes off Transunion in 30 days. Will update the post when I find out.

Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 1 of 10
9 REPLIES 9
Frequent Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

Did you negotiate a pay for delete with Plaza or how is it being removed from CBR? Are they only reporting on one credit bureau? Don’t see much about them on here. I had an account years ago sold to them and never once heard from them, which is weird. Got the Original account deleted from my report so Hoping this doesn’t pop up
Message 2 of 10
Regular Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

I’ve read about them in forums. Just paid it off and followed with a call. They reported as plaza services via loanbyphone so figured pay them directly. Agent said 30 days. Paid ad astra same way and came off so will see
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 3 of 10
Frequent Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

Did they say they will remove it or updated to reflect paid? Best wishes!

Current Scores: EX: 650 (+3)| TU: 666 (+35)| EQ: 653 (+45)
Next Goal: Min. 680 w/all CRAs
Gardening Until: 5/19/19| Last App: 8/2/18
Message 4 of 10
Regular Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

Removal and 30 days to remove
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 5 of 10
Regular Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

Cross posted but it showed as a paid collection but no deletion. Will follow up with them asap.
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 6 of 10
Frequent Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

Ok...give them 30 days and see if it's taken off. Sometimes the status will update twice before it's removed

Current Scores: EX: 650 (+3)| TU: 666 (+35)| EQ: 653 (+45)
Next Goal: Min. 680 w/all CRAs
Gardening Until: 5/19/19| Last App: 8/2/18
Message 7 of 10
Regular Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

Updating post. Looks like it dropped off today. Thanks everyone
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 8 of 10
Established Member

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

I recently did PFD with plaza and the collection came off but didn’t see a score increase, did you have a score increase after delition?
Message 9 of 10
Regular Contributor

Re: Another Collection Paid off With Plaza Services. 30 Days to Delete?

Think I did but not by much
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 10 of 10
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